Invest4free (passive) investment - update

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My weekly passive income statement for invest4free - Let me show you how you can get a good ROI as a small investor.
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Image by Steve Buissinne from Pixabay

I started this account to be able to show that you can become an investor for free through being active on Hive. So far I have been able to collect a nice amount of Hive and hive-engine tokens, but it is time to start making smart investment decisions and share those with you. Since that is what I started this account for, to help you grow when your account is still small. Showing you how to do it, as I am learning that myself.

Hive power curation APR

Currently I have 568 Hive power. According to hivestats.io my curation apr is 6,9%. This is ok, but it could be a lot better. Luckily there are more interesting ways to grow for a small account, that does not get 20% APR through curation yet.

Mpath token

The Mpath token is the ideal investment token for people who create content regularly. Just by holding the token you will get upvotes from the MAP FinTech project run by @rycharde. Check the blog from the @mpath account for more info and go to the discord channel link in the blogs if you have any questions.

I currently hold a bit more than 144 Mpath tokens and this gives me upvotes for 1 blog per day of about 0,145 Hive. Obviously I get only 50% of that. If nothing changes, and that is a big if in cryptoland, then getting this for 365 days, means that I will get 26,46 Hive in author rewards. Mpath tokens currently cost 0,6 Hive on hive-engine, so my Mpath tokens are worth about 86,4 Hive. So the return on my investment (ROI) is about 30% through these upvotes.

However, this is not all. When you hold Mpath tokens, then you also get dividends in Mpath tokens. The week before last week I got 0,415 Mpath and I think that was based on 140 Mpath. So this weekly dividend was about 0,30%. Multiple that by 52 and you are looking at a 15% ROI as a bonus on top of the upvote value. And then I haven’t even looked at the compounding effect of these dividends in Mpath, which will sligthly increase your next weeks dividends and upvotes as well.

Maybe be my math is a bit off and perhaps it is not as profitable for bigger amounts of Mpath. As in the blogs @rycharde usually mentions an ROI percentage in the range of 25-30%, but for a small account that hopes to increase the upvotes for their content, I highly recommend stacking some Mpath. You need at least 10 full Mpath’s to start receiving upvotes, which currently costs only 6 Hive in total. You can expect at least a 50% return on that investment. This is a really good deal if you ask me.

DHEDGE

I currently have about 152 DHEDGE tokens,

It is a really cool project, since you can contribute to it by sending tokens to @discohedge, which will then be added to the fund to generate income, while you get DHEDGE tokens in return. In most cases it is not beneficial to buy DHEDGE on the market.

The rewards for holding DHEDGE tokens comes to you in liquid Hive, swap.eos, swap.doge, BEER, BEE, GAMER, LEO, WEED, BRO, swap.steem, swap.hive, BROAG, BLURT, DHEDGE, NEOXAG, PAL, STEM, ARCHON and SIM so that is nice. These are transferred to you daily from the DHEDGE-drips account in small amounts, or drips... Hence the name. You can sell it, convert it or power it up. Whatever you like.

The dhedge token is currently 0.325 hive, so 152 tokens has a value of 49,4 hive. With the bot in the dhedge discord channel you can check on the apr of each of these drips and the total APR is currently about 17,6%. This is without the token price going up. It started at 0,25 hive and is now at 0,325 hive, so that is another 30% APR if you bought in at the start of the project.

The plan for the project is to let the price of the token appreciate even more and then start buying the tokens back for a higher price. This then causes the dividends to be a nice extra, as the real profit comes from selling the tokens back to the fund at a later stage.

After that for a period of time you will be able to buy back into the fund for the 0,25 hive price, after which the token will again start to increase in price.

EDS

EDS, or Eddies earners is run by @spinvest and is another token that will generate liquid hive for you. A 12% ROI is promised, and by my calculations I got slightly more than 12% ROI indeed. I did sell them to further increase my Mpath investment, but I had 5 of them, which were bought for 1,01 Hive and got 0,013 Hive as dividends.

It is a weekly payout, so over a year that would be 0,676. This makes for an apr of 13,3%. So that is pretty good.

Since I sold the tokens, the present situation could be different, but I would expect it to still be around 12-13% APR.

BRO

I sold my BRO tokens at a profit a while back, when it wasn’t really clear where the project was going. But the last blogs and reports in the discord server have been very interesting to say the least. BRO tokens are now around 9 Hive, if you want to buy them, so that is very expensive.

The BRO token now pays in a lot of different tokens: Archon, SIM, STEM, WEED, LEO, PAL and NEOXAG. Calculating the ROI for that is quite a task, also because the payout for each token will vary based on the Brofund holding income from curation and mining. But a while back a post from Brofund stated that you should get about 0,00395 Hive per BRO token per day. If you were to sell all the individual tokens. This comes to 1,44 Hive per year and even if you buy them for 9 Hive, you will still get a 16% APR. If you bought them for 5 Hive or even lower, then obviously that will be a much better apr.

Delegations

  • @leo.voter, you don’t get that much Leo from it anymore, since it rewards in Leo tokens and currently everyone is trying to get their hands on some Leo tokens. But the higher price does compensate for that. The last few days I got 0,012 Leo for my 100 Hive power delegation. Since LEO is trading around 3,5 Hive per token the Hive income would be 0,042 Hive per day. Per year this would be 15,33 Hive, if the LEO price stayed the same, so that gives an apr of about 15,3% of prices stay the same.

I don’t think it will as I expect Leo to go up much higher now that they have increased their marketing to Ethereum traders who will be able to login with their metamask and still post to hive. Very cool
development.

Leofinance is fully on the move with lot’s of new developments still coming very soon, so not a bad investment at all.

  • @accelerator, this is one of the best opportunities for delegation. You get rewarded for your Hive power delegation in M token’s on hive-engine and like Mpath it is also a project by MAP FinTech. I have delegated 50 Hive power and for that I get a weekly payout of about 0,137 M.

There is a buyback wall for M that currently guarantees a buyback for 0,92 and this price almost weekly goes up a little further. This depends on the profitability of the accelerator fund. If I were to sell for the current price, then I would get 0,126 swap.hive. If nothing would change and I would consistently be selling the tokens, then over a year I would get 6,55 Hive. That is an APR of 13%.

Obviously that does not take into account that the price of the token is going up consistently. So if you wait then you will be able to sell the token for a higher price. So if you are patient then this will be a very profitable delegation.

Do note though that you will not get anything the first two weeks. Only after the delegation has run for two weeks will you start to get the M tokens as dividends for your delegation.

  • @tipu, tipu does not give you the best ROI, but it is a really cool project and is by far the easiest way to earn liquid hive for your hive power. It is much, much easier than dlease. You delegate some hive power and immediately you start getting hive rewards. Want to do something else with your hive power? Simply undelegate and the hive rewards will stop, but not before you got a nice thank you notice along with a 0,001 Hive payment in your wallet from @cardboard. Simple liquid Hive rewards, no strings attached.

Currently I have delegated 10 Hive power and I get a daily return of about 0,003 Hive for that. Over a year that is 1,095 Hive. So the APR is just over 10%, which is ok and higher than I currently get as curation reward.

  • @thisisawesome. I have delegated 50 Hive power and for that I get rewards in Hive and CTP. Since this is based upon the income that @thisisawesome gets from curation the payout will very a little from time to time.

Last week I got 0,105 Hive and 0,292 CTP, which is about 0,146 Hive in total if I were to sell the CTP. Over a year, if prices would not change, this would result in 7,592 Hive. This gives an APR of 15%. But as I said before, these numbers will very from week to week. Especially if the price of CTP goes up, then also the APR goes up.

This is pretty good, so I will certainly keep increasing my delegation for this project.

I started with 10 hive power delegations, but will slowly increase the amounts as my account grows, where I will obviously favour the ones that give the best ROI.

  • CTPSB
    I have delegated 25 Hive power and for that I get 0,92 CTP. The weeks before it was 0,78 and 1,03 CTP. So there is some variation, but this is normal as the price of CTP fluctuates. 1 CTP is selling for 0,14 Hive, so that would be 7,28 Hive per year in theory. This then gives us an APR of 29%, which is great.

Conclusion

As you will understand from the calculations above I will keep my main focus on Mpath and DHEDGE tokens and delegations to @leo.voter, @ctpsb and @thisisawesome. I will in fact lower my delegation to accelerator and increase my delegation to ctpsb.

If you know of any other tokens that I definitely should check out, or projects that I should delegate to. Then do let me know and I will include them in my portfolio and report on their ROI for a small investor.

Thank you for reading and do let me know if you have any questions, if you know of other cool projects or if you appreciate this kind of information.



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5 comments
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increase my delegation to ctpsb

That's nice to hear ;-)

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